Regulatory Status Disclaimer

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Biz by Aroon Fintech is a global business finance marketplace and business advisory platform operated by Aroon Fintech Private Limited, together with its subsidiaries, affiliates, and associated entities established from time to time.

 

Unless expressly stated on the relevant country-specific website, legal documentation, or product page, Biz by Aroon Fintech does not represent that it is licensed, authorised, registered, supervised, or regulated by any financial services regulator in any jurisdiction.

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Accordingly, unless specifically disclosed otherwise:

• Biz by Aroon Fintech is not acting as a licensed bank or deposit-taking institution.

• Biz by Aroon Fintech is not acting as a licensed lender issuing credit in its own name.

• Biz by Aroon Fintech is not acting as a regulated investment firm, broker-dealer, securities intermediary, payment institution, electronic money institution, or insurance company.

• Biz by Aroon Fintech does not hold itself out as providing regulated financial services in any jurisdiction where such services require prior regulatory authorisation, unless the relevant authorisation has been obtained.

 

Biz by Aroon Fintech primarily operates as a business finance marketplace, commercial finance introducer, credit intermediary (where legally permitted), business advisory platform, and technology-enabled facilitator connecting businesses with independent third-party financial institutions, lenders, investors, trade finance providers, factoring companies, insurers, and other regulated financial service providers.

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Where a particular product or service requires authorisation, licensing, registration, or regulatory approval under the laws of a specific jurisdiction, such product or service will only be offered:

• by an appropriately authorised Aroon Fintech entity;

• through a licensed affiliate;

• through a regulated financial institution; or

• through another authorised third-party partner,​

as required by Applicable Law.

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For clarity, unless expressly stated otherwise, Biz by Aroon Fintech does not currently represent that it is authorised, licensed, or regulated by, or registered with, any of the following authorities (or their successor organisations):

• the Financial Conduct Authority (FCA) (United Kingdom);

• the Prudential Regulation Authority (PRA) (United Kingdom);

• the Reserve Bank of India (RBI);

• the Securities and Exchange Board of India (SEBI);

• the International Financial Services Centres Authority (IFSCA) (India);

• the European Central Bank (ECB);

• the national financial supervisory authorities of the Member States of the European Union;

• the U.S. Securities and Exchange Commission (SEC);

• the Consumer Financial Protection Bureau (CFPB);

• the Office of the Comptroller of the Currency (OCC);

• the Federal Deposit Insurance Corporation (FDIC);

• the Australian Securities and Investments Commission (ASIC);

• the Australian Prudential Regulation Authority (APRA);

• the Monetary Authority of Singapore (MAS);

• the Hong Kong Monetary Authority (HKMA);

• the Securities and Futures Commission (SFC) (Hong Kong);

• the Dubai Financial Services Authority (DFSA);

• the Financial Services Regulatory Authority (FSRA) of Abu Dhabi Global Market;

• the Central Bank of the United Arab Emirates (CBUAE);

• the Financial Sector Conduct Authority (FSCA) (South Africa);

• the National Credit Regulator (NCR) (South Africa); or

• any other financial regulatory authority,

except to the extent that a specific Aroon Fintech entity has obtained such authorisation, registration, licence, approval, exemption, or permission, in which case the relevant entity and its regulatory status will be clearly disclosed on the applicable website or service documentation.

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Nothing on this Platform should be interpreted as a representation that Biz by Aroon Fintech is authorised to undertake regulated financial activities in any jurisdiction where such authorisation is required. Users are responsible for ensuring that the use of the Platform and any services accessed through it complies with the laws applicable in their jurisdiction.